Insurance Blog

Articles and insights on current trends in insurance and financial matters that impact you.
Be sure to check back regularly for more news and posts

Jan 183 min read

Navigating the Buffalo Housing Market in 2025: Insights and Insurance Solutions

Buffalo, New York, has once again claimed the title of the hottest housing market in the United States for 2025, according to Zillow

Dec 26, 20243 min read

Adirondack Insurance Exchange: How to navigate the shut down in New York

Learn how policyholders can navigate the Adirondack Insurance Exchange shutdown in New York.

Feb 17, 20244 min read

City of Niagara Falls Rental Property & Landlord Insurance Requirements (2024)

Discover Niagara Falls' new rental property regulations: mandatory insurance & registration. Learn more about compliance here

Feb 13, 20243 min read

Landlords: Essential Insurance Extras for Your Rental Property

Discover essential extra coverages for landlord rental properties: Underground Utility Line, Equipment Breakdown, and Water & Sewer Backup c

Oct 3, 20233 min read

Commercial Building Insurance Basics: For Tenants and Landlords

Commercial building insurance is a fundamental aspect of protecting your business investment.

Aug 9, 20232 min read

The Smart Move: Why Dorm-Dwellers Should Secure Renters Insurance (2023)

Story by Lauren K., Encompassinsurance.us August 9, 2023 2:00 PM EST - Buffalo, NY #EncompassAgency #Inflation #Economy #Insurance The...

Apr 7, 20233 min read

Top 10 Summer Fire Hazards (2023)

Summer activities can pose potential fire hazards. Check out our top 10 tips for a safe, fire-free summer.

Feb 15, 20232 min read

Insurance for musicians - Why you need instrument insurance (2023)

Considering instrument insurance? This article reviews what instrument insurance is and how you can benefit from this coverage.

Feb 6, 20232 min read

Earthquake hits Buffalo, 3.8 magnitude, shock wave felt into Canada

Story by Staff Writer, Encompassupstate.com 9:41AM EST - Buffalo, NY #BuffaloEarthquake #EarthquakeAlert #QuakeInBuffalo Buffalo, NY...

Feb 1, 20232 min read

What is an insurance claim? Understanding the basics (2023)

"Understand the process of filing an insurance claim with ease. Learn what it is, what information you need, and how to navigate a claim.

Jan 30, 20232 min read

Commercial Insurance for Vacant Buildings: Why It's Important (2023)

Owning a vacant building can be a challenge for many property owners, but it doesn't have to be.

Jan 29, 20233 min read

Step by Step Guide to Filing an Insurance Claim (2023)

Original Article Date: 01/29/2023 Staff Writer • Buffalo, NY Presented by Filing an insurance claim can be a stressful process,...

Jan 28, 20232 min read

The Importance of Reviewing and Updating Your Insurance Policy Annually (2023)

As a responsible home or vehicle owner, you understand the importance of having insurance coverage in case of accidents...

Nov 13, 20223 min read

Water Backup and Utility Line Insurance - What is the difference? (2022)

Water damage in homes is one of the most reported claims on the East Coast, right along with Fire, Theft and Wind claims.

Sep 5, 20222 min read

Property Insurance Rates: How to Combat Inflation (2022)

This article discusses further ways for you to evaluate your property insurance to make sure you're receiving the best available rates.

Apr 4, 20223 min read

3 New York Rental Property Insurance Companies for Great Rates (2022)

Original Article Date: 04/03/2022 Last Updated: 04/04/2022 Being a landlord isn't always a cakewalk. The furnace going out in December,...

Feb 8, 20223 min read

Replacement Cost, Actual Cash Value & Flat Value: What's the Difference? (2022)

Do you know how your property is covered? Read our guide on cost values to see how your policy works.